Yes, I'm going to get this when I'm back in the states again and have an address there because I have a brokerage account with Schwab already. I've been using the similar card from Fidelity that also reimburses ATM fees, but it has been taking them 2 or 3 weeks to make deposits available!
The KeepYourHomeIP.com service does require a subscription, $8 per month. If you try to put the device in your cart, you’ll see that it asks you to select a subscription first.
If someone already has a computer at home that’s always on, they could use tailscale.com to achieve the same. It’s up to the individual if they fall under the personal vs. business plan. From my interpretation of their FAQ, if someone is just using it to bounce back out of their network, it would fall under personal use. Personal is free, business is $6 per person.
Yeah I apparently didn't scroll down far enough. It looks like you have to purchase a mandatory service subscription for a while when setting up, but then it says, "Cancel at any time," so I assume if everything is running well and you don't need continuous phone/chat support you can cut that off and the system will still work---you own it.
A subscription is required for the service to function. These services, Tailscale included, use relays to enable your traffic to be sent to your device at home. Most people’s home IP address changes, and the box at home will tell the relays the new IP address every 5 - 15 minutes. The subscription pays for the relays. Tailscale has a lot of additional features that make it worth it for business users…and that makes enough money to support the free personal plans. At least for now.
And now that I read more about the KeepYourHomeIP service, you’re required to buy two devices…one that stays at home and the other that goes with you. So now it’s about $900 in hardware with an $8/month subscription.
Hmmm, that's not how I interpreted it but I didn't dig as deep as you. I still suppose you could turn the subscription on and off depending on whether you're traveling or not, but I'll put a correction in next week's issue.
I was wrong about one detail. It looks like the $468 gives you two routers (the one that stays at home and the one that goes with you). Sorry about that.
I couldn't find the answer about how flexible turning the subscription on and off would be. I'd imagine that's a feature they would want to advertise if they offered it. Might be worth a quick email to them. Thanks for the upcoming correction!
Not sure what the context is for these two messages with the same IP address, but if Nomadico is not right for you, then yes, it's best to get your free advice elsewhere. Best of luck in the future.
What IP address? If with Pscheff - I do not know who she or he is and wrote a completely separate message on my own. And your way of your reply only support my opinion. Good luck
Wise is great for that, as are Zelle, Novo, and many built-in bank payment systems. My beef is with the debit card, which is more expensive than standard bank cards, from a company usually known for low fees. It's a big disappointment.
I personally use Service Credit Union and have used them for years. The caveat might be I am prior military, not sure, but they have an international bill pay feature that charges 1$ per transaction (which for me is super cheap). i can send money to any international bank in a few days. If it is a reoccurring payment the first transfer takes usually a few days. The second to the same IBAN is usually 24-48 hours. I believe community bank also has a similar service. both banks have branch offices in some European military bases which is a plus.
Thanks for this recommendation. I'm sure there are other prior military on this list, so good to know. Anyone who has access to a credit union should ask them about international ATM terms. Many of them have favorable programs in place, better than commercial banks that are more obsessed with squeezing out fees.
indeed, some of my best banking experienced have been with credit unions, and after living overseas for almost 2 decades back and forth, they have a lot of perks like refunding the foreign atm fees, etc. combine that with a local bank account and you can easily move money and pay bills.
Hi Dean, there are a bunch of them out there that are virtual and I think some are free or close to it, like Textr, Fanytel, OneSimCard, etc. I haven't used any of them but I believe you can just access it from a browser and get your number (in cases where you can't just use an authenticator program or fingerprint.)
Go for a Schwab Investor Checking account. No acct minimums, no fees including no intl fees, and they refund all ATM fees.
Yes, I'm going to get this when I'm back in the states again and have an address there because I have a brokerage account with Schwab already. I've been using the similar card from Fidelity that also reimburses ATM fees, but it has been taking them 2 or 3 weeks to make deposits available!
Wow that is ridiculous for deposits. Schwab treats me really well.
The KeepYourHomeIP.com service does require a subscription, $8 per month. If you try to put the device in your cart, you’ll see that it asks you to select a subscription first.
If someone already has a computer at home that’s always on, they could use tailscale.com to achieve the same. It’s up to the individual if they fall under the personal vs. business plan. From my interpretation of their FAQ, if someone is just using it to bounce back out of their network, it would fall under personal use. Personal is free, business is $6 per person.
Yeah I apparently didn't scroll down far enough. It looks like you have to purchase a mandatory service subscription for a while when setting up, but then it says, "Cancel at any time," so I assume if everything is running well and you don't need continuous phone/chat support you can cut that off and the system will still work---you own it.
A subscription is required for the service to function. These services, Tailscale included, use relays to enable your traffic to be sent to your device at home. Most people’s home IP address changes, and the box at home will tell the relays the new IP address every 5 - 15 minutes. The subscription pays for the relays. Tailscale has a lot of additional features that make it worth it for business users…and that makes enough money to support the free personal plans. At least for now.
And now that I read more about the KeepYourHomeIP service, you’re required to buy two devices…one that stays at home and the other that goes with you. So now it’s about $900 in hardware with an $8/month subscription.
Hmmm, that's not how I interpreted it but I didn't dig as deep as you. I still suppose you could turn the subscription on and off depending on whether you're traveling or not, but I'll put a correction in next week's issue.
I was wrong about one detail. It looks like the $468 gives you two routers (the one that stays at home and the one that goes with you). Sorry about that.
I couldn't find the answer about how flexible turning the subscription on and off would be. I'd imagine that's a feature they would want to advertise if they offered it. Might be worth a quick email to them. Thanks for the upcoming correction!
Won’t subscribe to this garbage anymore. Glad I found out your true colors!
Same, I am quite disappointed and feel no respect anymore :(
Not sure what the context is for these two messages with the same IP address, but if Nomadico is not right for you, then yes, it's best to get your free advice elsewhere. Best of luck in the future.
What IP address? If with Pscheff - I do not know who she or he is and wrote a completely separate message on my own. And your way of your reply only support my opinion. Good luck
What is a good way to pay bills in Europe from an account in the US instead of Wise?
Wise is great for that, as are Zelle, Novo, and many built-in bank payment systems. My beef is with the debit card, which is more expensive than standard bank cards, from a company usually known for low fees. It's a big disappointment.
I personally use Service Credit Union and have used them for years. The caveat might be I am prior military, not sure, but they have an international bill pay feature that charges 1$ per transaction (which for me is super cheap). i can send money to any international bank in a few days. If it is a reoccurring payment the first transfer takes usually a few days. The second to the same IBAN is usually 24-48 hours. I believe community bank also has a similar service. both banks have branch offices in some European military bases which is a plus.
Thanks for this recommendation. I'm sure there are other prior military on this list, so good to know. Anyone who has access to a credit union should ask them about international ATM terms. Many of them have favorable programs in place, better than commercial banks that are more obsessed with squeezing out fees.
indeed, some of my best banking experienced have been with credit unions, and after living overseas for almost 2 decades back and forth, they have a lot of perks like refunding the foreign atm fees, etc. combine that with a local bank account and you can easily move money and pay bills.
Can you recommend a service that I can have a US number and access it to receive codes from my bank etc
Hi Dean, there are a bunch of them out there that are virtual and I think some are free or close to it, like Textr, Fanytel, OneSimCard, etc. I haven't used any of them but I believe you can just access it from a browser and get your number (in cases where you can't just use an authenticator program or fingerprint.)